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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,720 | $65,034+30.3% | $90,970-6.9% | $79,856+6.1% |
| Participation rate | 81.6% | 61.6%+20.0pp | 69.0%+12.6pp | 69.6%+11.9pp |
| Annual return | 3.92% | 30.45%-26.5pp | 134.60%-130.7pp | 31.71%-27.8pp |
| Employer contribution / active EE | $0 | $1,247-100.0% | $2,122-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $3,369 | $2,512+34.1% | $3,373-0.1% | $3,741-9.9% |
| Admin fee / account holder | $3,372 | $4,536-25.7% | $5,961-43.4% | $5,306-36.5% |