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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,332 | $58,493+21.9% | $84,023-15.1% | $72,976-2.3% |
| Participation rate | 82.1% | 61.2%+20.8pp | 69.0%+13.0pp | 69.5%+12.6pp |
| Annual return | 5.09% | 28.93%-23.8pp | 71.32%-66.2pp | 81.02%-75.9pp |
| Employer contribution / active EE | $0 | $1,163-100.0% | $1,984-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,970 | $2,394+24.1% | $3,239-8.3% | $3,608-17.7% |
| Admin fee / account holder | $13,760 | $4,569+201.2% | $6,102+125.5% | $5,124+168.5% |