Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,041 | $78,428+26.3% | $95,960+3.2% | $79,852+24.0% |
| Participation rate | 36.6% | 73.5%-36.9pp | 77.1%-40.5pp | 69.6%-33.1pp |
| Annual return | 5.71% | 19.37%-13.7pp | 91.63%-85.9pp | 31.72%-26.0pp |
| Employer contribution / active EE | $208 | $1,945-89.3% | $2,541-91.8% | $2,471-91.6% |
| Participant deferral / active EE | $2,041 | $3,440-40.7% | $4,167-51.0% | $3,740-45.4% |
| Admin fee / account holder | $2,717 | $5,622-51.7% | $6,797-60.0% | $5,306-48.8% |