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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,936 | $153,311+82.6% | $109,313+156.1% | $273,972+2.2% |
| Participation rate | 100.0% | 80.1%+19.9pp | 71.3%+28.7pp | 83.0%+17.0pp |
| Annual return | 3.37% | 29.86%-26.5pp | 22.07%-18.7pp | 41.46%-38.1pp |
| Employer contribution / active EE | $0 | $5,619-100.0% | $3,892-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $7,184 | $3,932+82.7% | $3,166+126.9% | $5,287+35.9% |
| Admin fee / account holder | $2,728 | $8,076-66.2% | $5,666-51.9% | $10,133-73.1% |