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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,136 | $48,078-49.8% | $78,676-69.3% | $62,881-61.6% |
| Participation rate | 69.5% | 65.2%+4.3pp | 73.6%-4.1pp | 69.3%+0.2pp |
| Annual return | 6.87% | 31.36%-24.5pp | 62.19%-55.3pp | 20.14%-13.3pp |
| Employer contribution / active EE | $0 | $2,015-100.0% | $2,850-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,213 | $2,587-14.5% | $3,517-37.1% | $3,203-30.9% |
| Admin fee / account holder | $2,030 | $3,206-36.7% | $4,510-55.0% | $4,296-52.8% |