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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,538 | $67,602+70.9% | $82,312+40.4% | $70,126+64.8% |
| Participation rate | 97.5% | 72.8%+24.7pp | 76.9%+20.6pp | 69.5%+28.0pp |
| Annual return | 7.39% | 21.57%-14.2pp | 25.88%-18.5pp | 73.15%-65.8pp |
| Employer contribution / active EE | $5,805 | $1,755+230.8% | $2,428+139.1% | $2,343+147.8% |
| Participant deferral / active EE | $2,431 | $2,987-18.6% | $3,706-34.4% | $3,332-27.0% |
| Admin fee / account holder | $1,555 | $4,512-65.5% | $5,608-72.3% | $4,645-66.5% |