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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,064 | $60,349+67.5% | $74,184+36.2% | $62,881+60.7% |
| Participation rate | 97.4% | 72.7%+24.7pp | 76.6%+20.8pp | 69.3%+28.1pp |
| Annual return | 0.61% | 21.38%-20.8pp | 17.74%-17.1pp | 20.14%-19.5pp |
| Employer contribution / active EE | $3,929 | $1,680+133.8% | $2,370+65.8% | $2,281+72.3% |
| Participant deferral / active EE | $2,206 | $2,856-22.8% | $3,550-37.8% | $3,203-31.1% |
| Admin fee / account holder | $10,033 | $4,261+135.5% | $5,586+79.6% | $4,296+133.6% |