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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,514 | $71,878-71.5% | $86,698-76.3% | $68,486-70.0% |
| Participation rate | 77.8% | 72.2%+5.5pp | 76.6%+1.2pp | 67.9%+9.9pp |
| Annual return | -16.56% | 3.53%-20.1pp | 35.95%-52.5pp | -7.85%-8.7pp |
| Employer contribution / active EE | $1,587 | $2,173-27.0% | $2,837-44.1% | $2,597-38.9% |
| Participant deferral / active EE | $3,116 | $3,779-17.5% | $4,656-33.1% | $4,028-22.6% |
| Admin fee / account holder | $1,867 | $6,113-69.5% | $7,493-75.1% | $5,404-65.5% |