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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,090 | $78,423-68.0% | $95,964-73.9% | $79,856-68.6% |
| Participation rate | 76.0% | 73.5%+2.5pp | 77.1%-1.1pp | 69.6%+6.4pp |
| Annual return | 9.36% | 19.37%-10.0pp | 91.64%-82.3pp | 31.71%-22.4pp |
| Employer contribution / active EE | $1,464 | $1,945-24.8% | $2,541-42.4% | $2,471-40.8% |
| Participant deferral / active EE | $2,841 | $3,440-17.4% | $4,167-31.8% | $3,741-24.0% |
| Admin fee / account holder | $557 | $5,622-90.1% | $6,797-91.8% | $5,306-89.5% |