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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,362 | $81,208+43.3% | $98,916+17.6% | $79,858+45.7% |
| Participation rate | 96.4% | 72.5%+23.9pp | 76.0%+20.4pp | 69.6%+26.8pp |
| Annual return | 10.77% | 60.99%-50.2pp | 196.45%-185.7pp | 31.72%-20.9pp |
| Employer contribution / active EE | $2,314 | $1,960+18.1% | $2,689-14.0% | $2,471-6.4% |
| Participant deferral / active EE | $7,106 | $3,265+117.6% | $4,245+67.4% | $3,740+90.0% |
| Admin fee / account holder | $3,854 | $6,013-35.9% | $6,642-42.0% | $5,306-27.4% |