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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,472 | $110,307+33.7% | $96,576+52.7% | $139,456+5.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 11.82% | 26.40%-14.6pp | 25.87%-14.1pp | 373.45%-361.6pp |
| Employer contribution / active EE | $3,036 | $3,619-16.1% | $2,965+2.4% | $4,753-36.1% |
| Participant deferral / active EE | $9,179 | $5,547+65.5% | $4,851+89.2% | $6,711+36.8% |
| Admin fee / account holder | $1,434 | $11,597-87.6% | $8,253-82.6% | $11,407-87.4% |