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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,071 | $71,872+58.7% | $86,691+31.6% | $68,495+66.5% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -20.16% | 3.53%-23.7pp | 35.94%-56.1pp | -7.84%-12.3pp |
| Employer contribution / active EE | $2,467 | $2,173+13.5% | $2,837-13.0% | $2,596-5.0% |
| Participant deferral / active EE | $6,401 | $3,779+69.4% | $4,656+37.5% | $4,028+58.9% |
| Admin fee / account holder | $12,990 | $6,112+112.5% | $7,492+73.4% | $5,403+140.4% |