Retirement plan

FEMA CORPORATION OF MICHIGAN, INC. PROFIT SHARING RETIREMENT PLAN

Name: FEMA CORPORATION OF MICHIGAN, INC. - FEMA CORPORATION OF MICHIGAN, INC. PROFIT SHARING RETIREMENT PLAN (2016) Form 5500
Creator: FEMA CORPORATION OF MICHIGAN, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FEMA CORPORATION OF MICHIGAN, INC. PROFIT SHARING RETIREMENT PLAN, FEMA CORPORATION OF MICHIGAN, INC.

FEMA CORPORATION OF MICHIGAN, INC.EIN 38-2122634Plan #001PY 2016

1716 VANDERBILT AVE - PORTAGE, MI 490246069269-323-1369

Other plans on this EIN

1 filing

#002Retirement-$36.3M assets

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$13.7M

+4.8% from 2015

Total participants

189

-5.5% from 2015

Average account balance

$74,290

+12.2% from 2015

Annual return

8.46%

+7.65 pp from 2015

Benchmarks

See 4,221 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort4,221 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$47.26M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$158K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

300

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.06M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+66.91%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$109

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
THE VANGUARD GROUP, INC.2+ years Filed as: VANGUARD GROUP, INC. Service code 15 · EIN 23-1945930	Recordkeeping	$13,325

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$13K

$82 / participant

Other / not subdivided$13K100.0%

% of EOY assets

0.097%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BDO USA, LLP
Auditor EIN: 135381590
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$74,290

$60,165+23.5%

$74,184+0.1%

$55,167+34.7%

Participation rate

96.9%

74.2%+22.8pp

76.6%+20.3pp

69.0%+27.9pp

Annual return

8.46%

10.00%-1.5pp

17.74%-9.3pp

169.23%-160.8pp

Employer contribution / active EE

$3,075

$1,600+92.2%

$2,370+29.7%

$1,963+56.7%

Participant deferral / active EE

$3,593

$2,973+20.9%

$3,550+1.2%

$3,054+17.6%

Admin fee / account holder

$72

$419-82.7%

$5,586-98.7%

$504-85.6%

Provider

Service type

Compensation

THE VANGUARD GROUP, INC.2+ years

Filed as: VANGUARD GROUP, INC.

Service code 15 · EIN 23-1945930

Recordkeeping

$13,325

FEMA CORPORATION OF MICHIGAN, INC. PROFIT SHARING RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FEMA CORPORATION OF MICHIGAN, INC. PROFIT SHARING RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion