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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,257 | $92,219+72.7% | $76,768+107.5% | $135,379+17.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | 8.46% | 5.46%+3.0pp | 2.43%+6.0pp | 519.79%-511.3pp |
| Employer contribution / active EE | $459 | $3,216-85.7% | $2,485-81.5% | $4,779-90.4% |
| Participant deferral / active EE | $2,037 | $4,508-54.8% | $3,852-47.1% | $5,609-63.7% |
| Admin fee / account holder | $5,170 | $10,749-51.9% | $6,675-22.5% | $10,828-52.3% |