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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,239 | $95,404+40.7% | $113,397+18.4% | $82,637+62.4% |
| Participation rate | 59.3% | 72.8%-13.6pp | 76.5%-17.2pp | 68.1%-8.8pp |
| Annual return | 19.20% | 19.08%+0.1pp | 23.20%-4.0pp | 53.51%-34.3pp |
| Employer contribution / active EE | $1,452 | $2,307-37.0% | $2,977-51.2% | $2,552-43.1% |
| Participant deferral / active EE | $4,738 | $4,220+12.3% | $5,076-6.7% | $4,126+14.8% |
| Admin fee / account holder | $5,215 | $9,168-43.1% | $11,957-56.4% | $7,339-28.9% |