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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $67,165 |
LPL FINANCIAL6 years Filed as: LPL FINANCIAL LLC Service code 49 · EIN 95-2834236 | Other Services | $1,809 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,605 | $88,203-37.0% | $165,100-66.3% | $74,478-25.3% |
| Participation rate | 95.8% | 73.1%+22.6pp | 78.6%+17.1pp | 67.2%+28.5pp |
| Annual return | 12.69% | 17.13%-4.4pp | 70.21%-57.5pp | 1370.56%-1357.9pp |
| Employer contribution / active EE | $1,413 | $2,601-45.7% | $4,348-67.5% | $2,626-46.2% |
| Participant deferral / active EE | $4,792 | $4,505+6.4% | $6,035-20.6% | $4,350+10.2% |
| Admin fee / account holder | $344 | $2,235-84.6% | $12,696-97.3% | $1,946-82.3% |