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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,131 | $63,924-45.0% | $108,582-67.6% | $55,167-36.3% |
| Participation rate | 81.0% | 74.3%+6.7pp | 79.6%+1.4pp | 69.0%+12.0pp |
| Annual return | 6.05% | 15.31%-9.3pp | -51.70%+57.7pp | 169.23%-163.2pp |
| Employer contribution / active EE | $661 | $1,879-64.8% | $3,758-82.4% | $1,963-66.3% |
| Participant deferral / active EE | $1,852 | $3,067-39.6% | $4,311-57.0% | $3,054-39.4% |
| Admin fee / account holder | $842 | $618+36.3% | $7,645-89.0% | $504+67.1% |