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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,536,948 | $94,436+1527.5% | $115,599+1229.6% | $82,637+1759.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.3%+25.7pp | 68.1%+31.9pp |
| Annual return | 18.47% | 18.37%+0.1pp | 111.10%-92.6pp | 53.51%-35.0pp |
| Employer contribution / active EE | $18,743 | $2,324+706.6% | $2,955+534.2% | $2,552+634.4% |
| Participant deferral / active EE | $0 | $3,955-100.0% | $4,889-100.0% | $4,126-100.0% |
| Admin fee / account holder | $2,588 | $10,328-74.9% | $12,841-79.8% | $7,339-64.7% |