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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $215,178 |
Filed as: GALLAGHER BENEFIT SERVICES, INC. Service code 70 TWO PIERCE PLACE · ITASCA, IL 60143 | Consulting Fees | $16,250 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,618 | $88,730-36.2% | $82,312-31.2% | $77,958-27.4% |
| Participation rate | 88.4% | 84.5%+3.9pp | 76.9%+11.5pp | 71.6%+16.8pp |
| Annual return | 15.24% | 20.88%-5.6pp | 25.88%-10.6pp | 20.87%-5.6pp |
| Employer contribution / active EE | $1,274 | $2,758-53.8% | $2,428-47.5% | $2,310-44.9% |
| Participant deferral / active EE | $4,662 | $4,634+0.6% | $3,706+25.8% | $3,537+31.8% |
| Admin fee / account holder | $60 | $74-18.6% | $5,608-98.9% | $97-38.1% |