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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,688 | $148,582-28.9% | $135,942-22.3% | $139,456-24.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.97% | 79.26%-66.3pp | 68.28%-55.3pp | 373.45%-360.5pp |
| Employer contribution / active EE | $944 | $5,245-82.0% | $4,858-80.6% | $4,753-80.1% |
| Participant deferral / active EE | $4,729 | $8,101-41.6% | $7,759-39.0% | $6,711-29.5% |
| Admin fee / account holder | $3,609 | $12,402-70.9% | $10,764-66.5% | $11,407-68.4% |