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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,647 | $209,422-43.8% | $178,503-34.1% | $158,982-26.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 17.95% | 188.81%-170.9pp | 151.12%-133.2pp | 302.99%-285.0pp |
| Employer contribution / active EE | $5,660 | $5,707-0.8% | $5,011+13.0% | $4,763+18.8% |
| Participant deferral / active EE | $9,835 | $5,955+65.2% | $5,202+89.1% | $5,983+64.4% |
| Admin fee / account holder | $899 | $17,079-94.7% | $13,987-93.6% | $11,252-92.0% |