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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,149 | $180,459+30.9% | $154,108+53.2% | $135,380+74.4% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -8.50% | 888.21%-896.7pp | 735.21%-743.7pp | 519.81%-528.3pp |
| Employer contribution / active EE | $5,220 | $6,035-13.5% | $5,298-1.5% | $4,779+9.2% |
| Participant deferral / active EE | $7,443 | $5,806+28.2% | $5,081+46.5% | $5,609+32.7% |
| Admin fee / account holder | $312 | $16,145-98.1% | $13,411-97.7% | $10,828-97.1% |