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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $469,935 | $167,353+180.8% | $143,797+226.8% | $134,545+249.3% |
| Participation rate | 92.3% | 84.8%+7.5pp | 80.3%+12.0pp | 81.2%+11.1pp |
| Annual return | -14.32% | 0.48%-14.8pp | -0.04%-14.3pp | 418.37%-432.7pp |
| Employer contribution / active EE | $21,000 | $5,620+273.6% | $4,952+324.1% | $4,742+342.9% |
| Participant deferral / active EE | $16,908 | $6,447+162.2% | $5,638+199.9% | $6,401+164.1% |
| Admin fee / account holder | $14,890 | $18,096-17.7% | $14,679+1.4% | $11,431+30.3% |