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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $496,525 | $217,432+128.4% | $185,849+167.2% | $167,536+196.4% |
| Participation rate | 92.3% | 86.1%+6.3pp | 81.7%+10.6pp | 82.1%+10.2pp |
| Annual return | 13.98% | 148.42%-134.4pp | 122.10%-108.1pp | 478.82%-464.8pp |
| Employer contribution / active EE | $24,490 | $5,875+316.9% | $5,169+373.8% | $4,839+406.1% |
| Participant deferral / active EE | $18,339 | $6,357+188.5% | $5,569+229.3% | $6,342+189.2% |
| Admin fee / account holder | $48,562 | $19,818+145.0% | $16,244+199.0% | $12,315+294.3% |