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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,075 | $174,379+81.8% | $152,093+108.5% | $138,895+128.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 12.61% | 74.86%-62.2pp | 66.36%-53.7pp | 145.39%-132.8pp |
| Employer contribution / active EE | $9,615 | $4,652+106.7% | $4,175+130.3% | $4,194+129.2% |
| Participant deferral / active EE | $21,254 | $6,159+245.1% | $5,451+289.9% | $6,396+232.3% |
| Admin fee / account holder | $63,852 | $16,880+278.3% | $14,497+340.5% | $12,562+408.3% |