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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,491 | $115,810-68.5% | $101,271-64.0% | $158,966-77.0% |
| Participation rate | 76.9% | 79.4%-2.4pp | 75.8%+1.1pp | 82.0%-5.0pp |
| Annual return | 21.17% | 56.15%-35.0pp | 46.48%-25.3pp | 302.95%-281.8pp |
| Employer contribution / active EE | $0 | $4,175-100.0% | $3,660-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $1,353 | $4,958-72.7% | $4,371-69.0% | $5,983-77.4% |
| Admin fee / account holder | $12,530 | $7,248+72.9% | $5,948+110.7% | $11,250+11.4% |