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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,703 | $152,612-7.1% | $125,192+13.2% | $152,897-7.3% |
| Participation rate | 94.4% | 83.3%+11.1pp | 79.8%+14.7pp | 82.5%+12.0pp |
| Annual return | 6.35% | 54.85%-48.5pp | 43.79%-37.4pp | 345.43%-339.1pp |
| Employer contribution / active EE | $2,001 | $4,947-59.6% | $3,866-48.2% | $4,764-58.0% |
| Participant deferral / active EE | $6,415 | $5,868+9.3% | $4,937+29.9% | $5,851+9.6% |
| Admin fee / account holder | $6,665 | $13,437-50.4% | $9,704-31.3% | $11,599-42.5% |