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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,608 | $100,194+254.9% | $122,979+189.2% | $86,983+308.8% |
| Participation rate | 94.6% | 73.0%+21.6pp | 77.2%+17.4pp | 69.5%+25.1pp |
| Annual return | 11.65% | 16.47%-4.8pp | 20.12%-8.5pp | 25.83%-14.2pp |
| Employer contribution / active EE | $1,081 | $2,326-53.5% | $3,062-64.7% | $2,584-58.2% |
| Participant deferral / active EE | $8,573 | $4,133+107.4% | $5,003+71.4% | $4,194+104.4% |
| Admin fee / account holder | $7,180 | $10,148-29.2% | $12,864-44.2% | $7,856-8.6% |