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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,481 | $86,940+256.0% | $102,434+202.1% | $80,935+282.4% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 26.44% | 18.89%+7.6pp | 29.46%-3.0pp | 35.66%-9.2pp |
| Employer contribution / active EE | $1,143 | $2,370-51.8% | $3,023-62.2% | $2,757-58.5% |
| Participant deferral / active EE | $7,480 | $4,121+81.5% | $5,055+48.0% | $4,299+74.0% |
| Admin fee / account holder | $1,793 | $8,047-77.7% | $9,462-81.0% | $6,924-74.1% |