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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,481 | $86,922+256.0% | $102,438+202.1% | $80,874+282.7% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.6%+32.4pp |
| Annual return | 26.44% | 18.90%+7.5pp | 29.37%-2.9pp | 35.62%-9.2pp |
| Employer contribution / active EE | $1,143 | $2,369-51.8% | $3,024-62.2% | $2,756-58.5% |
| Participant deferral / active EE | $7,480 | $4,119+81.6% | $5,054+48.0% | $4,297+74.1% |
| Admin fee / account holder | $1,793 | $8,050-77.7% | $9,448-81.0% | $6,935-74.1% |