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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,589 | $181,896+49.9% | $156,551+74.1% | $273,972-0.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 6.80% | 30.74%-23.9pp | 32.23%-25.4pp | 41.46%-34.7pp |
| Employer contribution / active EE | $4,463 | $6,248-28.6% | $5,501-18.9% | $4,869-8.3% |
| Participant deferral / active EE | $4,908 | $5,550-11.6% | $4,871+0.8% | $5,287-7.2% |
| Admin fee / account holder | $2,379 | $15,560-84.7% | $13,028-81.7% | $10,133-76.5% |