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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,976 | $85,169+101.9% | $172,755-0.5% | $72,983+135.6% |
| Participation rate | 96.7% | 70.1%+26.6pp | 82.6%+14.0pp | 69.5%+27.2pp |
| Annual return | 14.78% | 27.32%-12.5pp | 802.94%-788.2pp | 81.01%-66.2pp |
| Employer contribution / active EE | $8,109 | $3,324+144.0% | $5,144+57.6% | $2,440+232.4% |
| Participant deferral / active EE | $5,572 | $3,260+70.9% | $5,198+7.2% | $3,608+54.5% |
| Admin fee / account holder | $41,876 | $5,880+612.1% | $13,955+200.1% | $5,124+717.2% |