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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,464 | $184,014+108.4% | $161,149+138.0% | $138,895+176.1% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 10.75% | 21.52%-10.8pp | 21.16%-10.4pp | 145.39%-134.6pp |
| Employer contribution / active EE | $8,879 | $5,055+75.6% | $4,360+103.6% | $4,194+111.7% |
| Participant deferral / active EE | $7,043 | $6,909+1.9% | $6,153+14.5% | $6,396+10.1% |
| Admin fee / account holder | $810 | $18,027-95.5% | $15,194-94.7% | $12,562-93.5% |