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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,219 | $81,457+13.2% | $103,378-10.8% | $80,911+14.0% |
| Participation rate | 95.2% | 66.8%+28.4pp | 74.5%+20.7pp | 67.6%+27.6pp |
| Annual return | 76.86% | 25.58%+51.3pp | 24.91%+51.9pp | 35.63%+41.2pp |
| Employer contribution / active EE | $1,554 | $3,107-50.0% | $3,870-59.9% | $2,756-43.6% |
| Participant deferral / active EE | $4,567 | $3,871+18.0% | $5,058-9.7% | $4,297+6.3% |
| Admin fee / account holder | $18,257 | $6,717+171.8% | $8,401+117.3% | $6,935+163.3% |