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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,780 | $60,349-68.9% | $74,184-74.7% | $62,881-70.1% |
| Participation rate | 95.1% | 72.7%+22.4pp | 76.6%+18.5pp | 69.3%+25.8pp |
| Annual return | 8.08% | 21.38%-13.3pp | 17.74%-9.7pp | 20.14%-12.1pp |
| Employer contribution / active EE | $1,321 | $1,680-21.4% | $2,370-44.2% | $2,281-42.1% |
| Participant deferral / active EE | $2,790 | $2,856-2.3% | $3,550-21.4% | $3,203-12.9% |
| Admin fee / account holder | $1,065 | $4,261-75.0% | $5,586-80.9% | $4,296-75.2% |