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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $469,380 | $98,766+375.2% | $149,730+213.5% | $79,852+487.8% |
| Participation rate | 95.5% | 75.8%+19.7pp | 82.5%+13.0pp | 69.6%+25.8pp |
| Annual return | 18.16% | 27.43%-9.3pp | 276.70%-258.5pp | 31.72%-13.6pp |
| Employer contribution / active EE | $4,551 | $3,217+41.5% | $4,645-2.0% | $2,471+84.2% |
| Participant deferral / active EE | $10,200 | $5,681+79.6% | $6,843+49.1% | $3,740+172.7% |
| Admin fee / account holder | $39,403 | $6,052+551.1% | $9,310+323.2% | $5,306+642.6% |