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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,699 | $85,766+310.1% | $136,298+158.0% | $70,126+401.5% |
| Participation rate | 94.4% | 74.2%+20.3pp | 81.9%+12.5pp | 69.5%+24.9pp |
| Annual return | 16.57% | 31.46%-14.9pp | 5156.27%-5139.7pp | 73.15%-56.6pp |
| Employer contribution / active EE | $4,167 | $2,966+40.5% | $4,696-11.3% | $2,343+77.9% |
| Participant deferral / active EE | $6,628 | $5,051+31.2% | $6,247+6.1% | $3,332+98.9% |
| Admin fee / account holder | $5,618 | $5,421+3.6% | $9,244-39.2% | $4,645+20.9% |