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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,386 | $110,307+184.1% | $96,576+224.5% | $139,456+124.7% |
| Participation rate | 85.0% | 78.1%+6.9pp | 76.0%+9.0pp | 80.3%+4.7pp |
| Annual return | 14.71% | 26.40%-11.7pp | 25.87%-11.2pp | 373.45%-358.7pp |
| Employer contribution / active EE | $1,252 | $3,619-65.4% | $2,965-57.8% | $4,753-73.7% |
| Participant deferral / active EE | $5,007 | $5,547-9.7% | $4,851+3.2% | $6,711-25.4% |
| Admin fee / account holder | $23,315 | $11,597+101.0% | $8,253+182.5% | $11,407+104.4% |