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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,748 | $102,635+41.0% | $86,209+67.9% | $139,456+3.8% |
| Participation rate | 91.3% | 74.5%+16.8pp | 69.0%+22.3pp | 80.3%+11.0pp |
| Annual return | 16.52% | 1923.53%-1907.0pp | 1169.05%-1152.5pp | 373.45%-356.9pp |
| Employer contribution / active EE | $2,919 | $3,034-3.8% | $2,381+22.6% | $4,753-38.6% |
| Participant deferral / active EE | $9,543 | $4,677+104.0% | $3,986+139.4% | $6,711+42.2% |
| Admin fee / account holder | $4,720 | $8,661-45.5% | $6,853-31.1% | $11,407-58.6% |