Retirement plan

CELINK 401K PLAN

Name: COMPU-LINK CORPORATION DBA CELINK - CELINK 401K PLAN (2019) Form 5500
Creator: COMPU-LINK CORPORATION DBA CELINK
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CELINK 401K PLAN, COMPU-LINK CORPORATION DBA CELINK

COMPU-LINK CORPORATION DBA CELINKEIN 38-1889396Plan #001PY 2019

3900 CAPITAL CITY BOULEVARD - LANSING, MI 489062147517-323-4134LinkedIn201-500 employees

Prospect flagsLow participationFailed to transmit contributions

How to read this page

Total assets (EOY)

$6.9M

+42.0% from 2018

Total participants

509

-6.9% from 2018

Average account balance

$18,512

+56.8% from 2018

Annual return

24.81%

+24.68 pp from 2018

Benchmarks

See 689 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants250-999

Cohort689 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$19.68M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$41K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

485

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

84.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.50M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.78%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$214

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
INDEPENDENT FINANCIAL GROUP LLC3 years Filed as: INDEPENDENT FINANCIAL GROUP Service code 27 12671 HIGH BLUFF DR · SAN DIEGO, CA 92130	Advisory (Plan)	$14,942
LOCKTON INVESTMENT ADVISORS, LLC1 year Filed as: LOCKTON INVESTMENT ADVISORS Service code 27 444 WEST 47TH STREET · KANSAS CITY, MO 64112	Advisory (Plan)	$7,337

Plan features & details

Pension benefit codes2E2G2J2K3D2F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$9K

$20 / participant

Contract admin$9K100.0%

% of EOY assets

0.124%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: RSM US LLP
Auditor EIN: 420714325
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$18,512

$40,522-54.3%

$84,628-78.1%

$67,579-72.6%

Participation rate

68.9%

51.1%+17.8pp

68.2%+0.7pp

71.3%-2.4pp

Annual return

24.81%

32.72%-7.9pp

258.80%-234.0pp

378.56%-353.8pp

Employer contribution / active EE

$1,514

$1,146+32.1%

$2,653-42.9%

$2,148-29.5%

Participant deferral / active EE

$2,890

$2,132+35.5%

$3,900-25.9%

$3,539-18.4%

Admin fee / account holder

$23

$145-84.2%

$4,914-99.5%

$142-83.9%

Provider

Service type

Compensation

INDEPENDENT FINANCIAL GROUP LLC3 years

Filed as: INDEPENDENT FINANCIAL GROUP

Service code 27

12671 HIGH BLUFF DR · SAN DIEGO, CA 92130

Advisory (Plan)

$14,942

LOCKTON INVESTMENT ADVISORS, LLC1 year

Filed as: LOCKTON INVESTMENT ADVISORS

Service code 27

444 WEST 47TH STREET · KANSAS CITY, MO 64112

Advisory (Plan)

$7,337

CELINK 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CELINK 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion