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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $47,846 |
Filed as: MORGAN STANLEY GLOBAL Service code 27 · EIN 38-1887346 | Advisory (Plan) | $18,162 |
REHMANN ROBSON6 years Filed as: REHMANN FINANCIAL GROUP LLC Service code 27 · EIN 38-3567911 | Advisory (Plan) | $5,702 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,987 | $83,045+104.7% | $130,026+30.7% | $71,495+137.8% |
| Participation rate | 42.6% | 74.1%-31.6pp | 78.5%-35.9pp | 67.9%-25.4pp |
| Annual return | 15.87% | 20.61%-4.7pp | -137.26%+153.1pp | 28.85%-13.0pp |
| Employer contribution / active EE | $2,278 | $2,623-13.2% | $4,321-47.3% | $2,589-12.0% |
| Participant deferral / active EE | $3,489 | $4,436-21.4% | $5,821-40.1% | $4,291-18.7% |
| Admin fee / account holder | $363 | $1,727-79.0% | $10,608-96.6% | $1,588-77.2% |