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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RESOURCES INVESTMENT ADVISORS Service code 27 4860 COLLEGE BLVD STE 100 · OVERLAND PARK, KS 66211 | Advisory (Plan) | $54,317 |
Filed as: EMPOWER ANNUITY INSURANCE CO Service code 33 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Shareholder servicing fees; Recordkee... | $26,700 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,439 | $84,493-35.6% | $125,381-56.6% | $66,938-18.7% |
| Participation rate | 100.0% | 76.4%+23.6pp | 82.4%+17.6pp | 69.8%+30.2pp |
| Annual return | -13.63% | -8.49%-5.1pp | 572.31%-585.9pp | 1.58%-15.2pp |
| Employer contribution / active EE | $64 | $3,554-98.2% | $4,815-98.7% | $2,545-97.5% |
| Participant deferral / active EE | $7,434 | $6,783+9.6% | $7,448-0.2% | $4,238+75.4% |
| Admin fee / account holder | $397 | $685-42.0% | $10,007-96.0% | $594-33.1% |