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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,658 | $56,197-72.1% | $67,652-76.9% | $59,633-73.7% |
| Participation rate | 92.6% | 71.5%+21.1pp | 75.7%+16.9pp | 68.7%+23.9pp |
| Annual return | 9.75% | 18508.10%-18498.3pp | 6625.40%-6615.6pp | 2041.45%-2031.7pp |
| Employer contribution / active EE | $971 | $1,615-39.9% | $2,266-57.1% | $2,203-55.9% |
| Participant deferral / active EE | $1,567 | $2,844-44.9% | $3,560-56.0% | $3,192-50.9% |
| Admin fee / account holder | $1,513 | $3,958-61.8% | $4,821-68.6% | $4,297-64.8% |