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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,207 | $67,411-65.6% | $91,004-74.5% | $70,124-66.9% |
| Participation rate | 98.1% | 71.4%+26.8pp | 75.6%+22.5pp | 69.5%+28.6pp |
| Annual return | 15.28% | -40.16%+55.4pp | 4.60%+10.7pp | 73.14%-57.9pp |
| Employer contribution / active EE | $1,068 | $1,786-40.2% | $2,456-56.5% | $2,342-54.4% |
| Participant deferral / active EE | $1,567 | $2,823-44.5% | $3,548-55.8% | $3,332-53.0% |
| Admin fee / account holder | $2,065 | $4,236-51.2% | $5,417-61.9% | $4,645-55.5% |