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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,257 | $162,785+1.5% | $133,959+23.4% | $158,950+4.0% |
| Participation rate | 69.2% | 83.2%-14.0pp | 79.8%-10.6pp | 82.0%-12.7pp |
| Annual return | 16.09% | 41.94%-25.9pp | 45.09%-29.0pp | 302.91%-286.8pp |
| Employer contribution / active EE | $2,165 | $4,975-56.5% | $3,919-44.7% | $4,762-54.5% |
| Participant deferral / active EE | $5,483 | $5,910-7.2% | $5,047+8.6% | $5,983-8.4% |
| Admin fee / account holder | $1,662 | $11,738-85.8% | $8,928-81.4% | $11,248-85.2% |