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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,671 | $87,544+190.9% | $75,784+236.1% | $125,388+103.1% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | 1.35% | 13.49%-12.1pp | 9.68%-8.3pp | 282.24%-280.9pp |
| Employer contribution / active EE | $1,060 | $3,930-73.0% | $3,323-68.1% | $4,866-78.2% |
| Participant deferral / active EE | $1,431 | $4,229-66.2% | $3,652-60.8% | $5,352-73.3% |
| Admin fee / account holder | $12,493 | $6,502+92.1% | $5,300+135.7% | $9,541+30.9% |