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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.2+ years Filed as: WELLS FARGO Service code 15 · EIN 34-1542819 | Recordkeeping | $8,434 |
ADP BROKER-DEALER2+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $4,550 |
ADP BROKER-DEALER2+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,357 | $60,165-49.5% | $74,184-59.1% | $55,167-45.0% |
| Participation rate | 84.9% | 74.2%+10.7pp | 76.6%+8.3pp | 69.0%+15.9pp |
| Annual return | 8.27% | 10.00%-1.7pp | 17.74%-9.5pp | 169.23%-161.0pp |
| Employer contribution / active EE | $1,366 | $1,600-14.6% | $2,370-42.4% | $1,963-30.4% |
| Participant deferral / active EE | $2,695 | $2,973-9.3% | $3,550-24.1% | $3,054-11.7% |
| Admin fee / account holder | $97 | $419-76.9% | $5,586-98.3% | $504-80.8% |