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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,477 | $72,071+65.8% | $68,368+74.8% | $137,256-13.0% |
| Participation rate | 91.7% | 76.2%+15.4pp | 73.8%+17.9pp | 80.0%+11.7pp |
| Annual return | 15.32% | 353.14%-337.8pp | 292.57%-277.3pp | 220.34%-205.0pp |
| Employer contribution / active EE | $953 | $2,788-65.8% | $2,649-64.0% | $4,156-77.1% |
| Participant deferral / active EE | $3,750 | $4,410-15.0% | $4,123-9.0% | $6,407-41.5% |
| Admin fee / account holder | $701 | $5,336-86.9% | $5,150-86.4% | $12,270-94.3% |