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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,198 | $98,240-10.2% | $82,312+7.2% | $147,586-40.2% |
| Participation rate | 73.7% | 79.7%-6.0pp | 76.9%-3.2pp | 82.8%-9.1pp |
| Annual return | 15.70% | 30.85%-15.2pp | 25.88%-10.2pp | 578.59%-562.9pp |
| Employer contribution / active EE | $290 | $3,192-90.9% | $2,428-88.0% | $4,876-94.0% |
| Participant deferral / active EE | $2,645 | $4,383-39.7% | $3,706-28.6% | $5,439-51.4% |
| Admin fee / account holder | $544 | $8,563-93.7% | $5,608-90.3% | $10,886-95.0% |