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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,938 | $59,819+92.1% | $79,583+44.4% | $68,490+67.8% |
| Participation rate | 80.0% | 61.1%+18.9pp | 69.5%+10.5pp | 67.9%+12.1pp |
| Annual return | -15.27% | -12.30%-3.0pp | 0.16%-15.4pp | -7.85%-7.4pp |
| Employer contribution / active EE | $0 | $1,505-100.0% | $2,414-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $5,254 | $3,025+73.7% | $3,986+31.8% | $4,028+30.4% |
| Admin fee / account holder | $1,945 | $4,835-59.8% | $6,835-71.5% | $5,403-64.0% |