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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,661 | $70,418+50.0% | $96,570+9.4% | $85,847+23.1% |
| Participation rate | 88.5% | 61.8%+26.7pp | 69.8%+18.6pp | 69.3%+19.1pp |
| Annual return | 8.66% | 18.59%-9.9pp | 37.79%-29.1pp | 318.61%-310.0pp |
| Employer contribution / active EE | $0 | $1,413-100.0% | $2,357-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $4,697 | $2,894+62.3% | $3,849+22.0% | $3,952+18.9% |
| Admin fee / account holder | $1,653 | $4,995-66.9% | $6,182-73.3% | $6,261-73.6% |